Banks, in their zeal to foreclose, are forgetting the basic principal of due diligence and common sense. Bank of America, is by far, the most despicable bank. It has eaten up lots of bailout money, very slow in customer service and in doing loan modification, continuously lose all the papers sent to them, and mostly manned by rude customer and loss mitigation people. These folks have no basic milk of human kindness. Their stock is continuously going lower everyday but still they are not learning any lesson. This news came from Florida where the homeowners paid all cash for his home yet BOA still foreclosed their home.