Category Archives: what student loans can be discharged

Which Reaffirmation Are Binding?

12/05/2011 – 12:41 am

We had discussed the definition of ‘surrender’ and ‘reaffirmation’. In this post, we would only discuss reaffirmation. Some time creditors lure the debtors to sign reaffirmation with various tactics like lowering the interest rate, shortening time period etc. The Code does not completely bar reaffirmation, it however, restricts them significantly. Section 524(c) and (k) sets [...]

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Student Loan Dischargeability-Hardship Test?

12/05/2011 – 12:24 am

Student loan is one of the exceptions to discharge under our Bankruptcy Code. The term qualified education loan is defined in section 221(d) (1) of the Internal Revenue Code to mean any indebtedness incurred y the taxpayer solely to pay qualified higher education expense. The IRS code also provides that the qualified higher education expenses [...]

By malik | Also posted in bankruptcy las vegas, Chapter 7 & 13 bankruptcy, chapter 7 bankruptcy attorney malik ahmad, Foreclosure defense las vegas, Las Vegas bankruptcy attorney, Las Vegas Bankruptcy attorneys, what is hardship test | Comments (0)
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